Well Come to MULTIPLE LOGIN IN YAHOO

Multiple login Yahoo

You can login with multiple id's on the same yahoo messenger without any download or patch .
Follow these steps
1. Go to Start ----> Run . Type regedit, then enter .

2.Navigate to HKEY_CURRENT_USER --------> Software --->yahoo ----->pager---->Test

3.On the right pane , right-click and choose new Dword value .

4.Rename it as Plural.

5.Double click and assign a decimal value of 1.


That's it done!!
Now close registry and restart yahoo messenger .For signing in with new id open another messenger .

Difference between North Indian and South Indian wives

Wives from North:

1. At the time of marriage, a north Indian girl has more boyfriends than her age.
2. Before marriage, she looks almost like a bollywood heroine and after marriage you have to go around her twice to completely hug her.
3. By the time she professes her undevoted love to you, you are bankrupt because of the number of times you had to take her out to movie theatres and restaurants. And you wait longingly for her dowry.
4. The only dishes she can think of to cook is paneer butter masala, aloo sabji, aloo gobi sabji, aloo matar, aloo paneer, that after eating all those paneer and aloos you are either in the bed with chronic cholestrol or chronic gas disorder.
5. The only growth that you see later in your career is the rise in your monthly phone bill.
6. You are blinded by her love that you think that she is a blonde. Only later do you come to know that it is because of the mehandhi that she applies to cover her gray hair.
7. When you come home from office she is very busy watching "Kyonki saas bhi kabi bahu thi" that you either end up eating outside or cooking yourself.
8. You are a very "ESpecial" person to her.
9. She always thought that Madras is a state and covers the whole of south India until she met you.
10. When she says she is going to "work out" she means she is going to "Walk out"
11. She has greater number of relatives than the number of people you have in your home town.
12. The only two sentences in English that she knows are "Thank you" and "How are you"
13. She thinks Govinda can dance better than Michael Jackson.

Wives from South:

1. Her mother looks down at you because you didn't study in IIT or Madras or Anna University .
2. Her father starts or ends every conversation with " ... I say..."
3. She shudders if you use four letter words.
4. She has long hair, neatly oiled and braided (The Dubai based Oil Well Company will negotiate with her on a 25 year contract to extract coconut oil from her hair.)
5. She uses the word 'Super' as her only superlative.
6. Her name is another name for a Goddess or a flower.
7. Her first name is longer than your first name, middle name and surname combined (unless you are from Andhra)
8. When she mixes milk - curd and rice you are never sure whether it is for the Dog or for herself.
9. For weddings, she sports a mini jasmine garden on her head and wears silk saris in the Madras heat without looking too uncomfortable while you are melting in your singlet.
10. She thinks Mohan Lal is the sexiest man alive.
11. Her favourite cricketer is Krishnamachari Srikkanth.
12. Her favourite food is dosa though she has tried North Indian snacks like Chats (pronounced like the slang for 'conversation')
13. She bursts into songs with her cousins in every movie.
14. She bores you by telling you which raaga each song you hear is based on.
15. You have to give her jewellery, though she has already got plenty of it.
16. Her thali (Mangal Sutra) weighs more than the championship belts worn by WWF wrestlers.
17. She is more educated than you.
18. Her father thinks she is much smarter than you.

What are P-Notes?

A Securities and Exchange Board of India proposal to tighten the rules for purchase of shares and bonds in Indian companies through the participatory note route took the breath away of the Indian stock market and it suffered its biggest fall in a history.

So what are these participatory notes? And why do they have this huge impact on the Indian securities markets?

P-Notes

Participatory Notes -- or P-Notes or PNs -- are instruments issued by registered foreign institutional investors to overseas investors, who wish to invest in the Indian stock markets without registering themselves with the market regulator, the Securities and Exchange Board of India.

Financial instruments used by hedge funds that are not registered with Sebi to invest in Indian securities. Indian-based brokerages to buy India-based securities / stocks and then issue participatory notes to foreign investors. Any dividends or capital gains collected from the underlying securities go back to the investors.

Why P-Notes?

Since international access to the Indian capital market is limited to FIIs. The market has found a way to circumvent this by creating the device called participatory notes, which are said to account for half the $80 billion that stands to the credit of FIIs. Investing through P-Notes is very simple and hence very popular.

What are hedge funds?

Hedge funds, which invest through participatory notes, borrow money cheaply from Western markets and invest these funds into stocks in emerging markets. This gives them double benefit: a chance to make a killing in a stock market where stocks are on the rise; and a chance to make the most of the rising value of the local currency.

Who gets P-Notes?

P-Notes are issued to the real investors on the basis of stocks purchased by the FII. The registered FII looks after all the transactions, which appear as proprietary trades in its books. It is not obligatory for the FIIs to disclose their client details to the Sebi, unless asked specifically.

What is an FII?

An FII, or a foreign institutional investor, is an entity established to make investments in India.

However, these FIIs need to get registered with the Securities and Exchange Board of India. Entities or funds that are eligible to get registered as FII include pension funds; mutual funds; insurance companies / reinsurance companies; investment trusts; banks; international or multilateral organisation or an agency thereof or a foreign government agency or a foreign central bank; university funds; endowments (serving broader social objectives); foundations (serving broader social objectives); and charitable trusts / charitable societies.

The following entities proposing to invest on behalf of broad based funds, are also eligible to be registered as FIIs:

• Asset Management Companies
• Investment Manager/Advisor
• Institutional Portfolio Managers
• Trustees

How does Sebi regulate FIIs?

FIIs who issue/renew/cancel/redeem P-Notes, are required to report on a monthly basis. The report should reach the Sebi by the 7th day of the following month.

The FII merely investing/subscribing in/to the Participatory Notes -- or any such type of instruments/securities -- with underlying Indian market securities are required to report on quarterly basis (Jan-Mar, Apr-Jun, Jul-Sep and Oct-Dec).

FIIs who do not issue PNs but have trades/holds Indian securities during the reporting quarter (Jan-Mar, Apr-Jun, Jul-Sep and Oct-Dec) require to submit 'Nil' undertaking on a quarterly basis.

FIIs who do not issue PNs and do not have trades/ holdings in Indian securities during the reporting quarter. (Jan-Mar, Apr-Jun, Jul-Sep and Oct-Dec): No reports required for that reporting quarter.

Who can invest in P-Notes?

a) Any entity incorporated in a jurisdiction that requires filing of constitutional and/or other documents with a registrar of companies or comparable regulatory agency or body under the applicable companies legislation in that jurisdiction;

b) Any entity that is regulated, authorised or supervised by a central bank, such as the Bank of England, the Federal Reserve, the Hong Kong Monetary Authority, the Monetary Authority of Singapore or any other similar body provided that the entity must not only be authorised but also be regulated by the aforesaid regulatory bodies;

c) Any entity that is regulated, authorised or supervised by a securities or futures commission, such as the Financial Services Authority (UK), the Securities and Exchange Commission, the Commodities Futures Trading Commission, the Securities and Futures Commission (Hong Kong or Taiwan), Australian Securities and Investments Commission (Australia) or other securities or futures authority or commission in any country , state or territory;

d) Any entity that is a member of securities or futures exchanges such as the New York Stock Exchange (Sub-account), London Stock Exchange (UK), Tokyo Stock Exchange (Japan), NASD (Sub-account) or other similar self-regulatory securities or futures authority or commission within any country, state or territory provided that the aforesaid organizations which are in the nature of self regulatory organizations are ultimately accountable to the respective securities / financial market regulators.

e) Any individual or entity (such as fund, trust, collective investment scheme, Investment Company or limited partnership) whose investment advisory function is managed by an entity satisfying the criteria of (a), (b), (c) or (d) above.

Sebi not happy

However, Indian regulators are not very happy about participatory notes because they have no way to know who owns the underlying securities. Regulators fear that hedge funds acting through participatory notes will cause economic volatility in India's exchanges.

Hedge funds were largely blamed for the sudden sharp falls in indices. Unlike FIIs, hedge funds are not directly registered with Sebi, but they can operate through sub-accounts with FIIs. These funds are also said to operate through the issuance of participatory notes.

30% FII money in stocks thru P-Notes

According to one estimate, more than 30 per cent of foreign institutional money coming into India is from hedge funds. This has led Sebi to keep a close watch on FII transactions, and especially hedge funds.

Hedge funds, which thrive on arbitrage opportunities, rarely hold a stock for a long time.

With a view to monitoring investments through participatory notes, Sebi had decided that FIIs must report details of these instruments along with the names of their holders.

Sebi Chairman M Damodaran has said that the proposals were against PNs but not against FIIs. The procedures for registering FIIs were in fact being simplified, he said.

Sebi has also proposed a ban on all PN issuances by sub-accounts of FIIs with immediate effect. They also will be required to wind up the current position over 18 months, during which period the capital markets regulator will review the position from time to time.

Sebi chairman M Damodaran, in a recent interview Business Standard, said that the amount of foreign investment coming in through participatory notes keeps changing and is somewhere between 25-30 per cent. "Recent indications are that it has gone up a little but again after the sub-prime crisis, there have been some exits. But it's a fairly significant percentage, it's not something you can ignore."

When asked if he was comfortable with almost one-fourth of the market being held by P-Notes, he said that he wasn't 'entirely uncomfortable.'

Sensex tanks 717 points to end below 18K

The benchmark Sensex crashed by 717 points to close below the 18,000-point mark on panic selling by funds following rumors of uncertainty on the political front.

The Sensex, which had surged to a new peak at 19,198.66 at noon, tumbled on fag-end selling by funds and closed with a loss of 717.43 points at 17,998.39. It also touched the day's low of 17,771.16 points.

The selling pressure gathered momentum in the last 30-minutes of trading as some rumours about political developments pulled down the market on selling in blue chip stocks led by metal, capital goods and banking segment stocks.

Similarly, the second wide-based National Stock Exchange index Nifty tumbled by 208.30 points at 5351, after touching the day's low of 5269.65 and a high of 5736.80 points.

P-Notes drived Sensex on wrong way

Participatory Notes are investments made in the markets using derivative instruments through the FII and their identity is anonymous. The government has tried to place to put a cap on the money routed by PNs in order to mderate the inflows. SEBI said the number of FIIs and/or sub-accounts issuing overseas derivative instruments had more than doubled to 34 from 14 in March 2004. SEBI proposed that FII sub-accounts should stop issuing PNs and should wind up their positions over 18 months.

Sebi has also proposed to assign an incremental rate of 5% for issue of participatory notes for FIIs with less than 40 pct of assets in such notes, while those with over 40 pct of assets in PNs can be issued only against redemptions or cancellations.

It was a dramatic and extremely important day for the markets as they hit the lower circuit stopped trading for an hour but showed remarkable recovery and ended off the lows. But the loss was fairly reasonable as compared to turmoil it saw in the opening trade. With more clarification in the statements by Sebi on Paticipatory Notes led to the recovery.

Sensex ended down over 300 points, recoverig 1400 points from the day's low.

The 10 biggest falls in Sensex history

Here are the 10 biggest falls in the Indian stock market history:

1. Oct 17, 2007: The stock market benchmark Sensex crashed by 1,743 points within minutes of opening, prompting suspension of trade for an hour. The 30-share index, Sensex, tumbled to 17,307.90, a fall never seen before.

2. May 18, 2006: The Sensex registered a fall of 826 points (6.76 per cent) to close at 11,391, it's biggest ever, following heavy selling by FIIs, retail investors and a weakness in global markets.

3. April 28, 1992: The Sensex registered a fall of 570 points (12.77 per cent) to close at 3,870, it's second-largest, following the coming to light of the Harshad Mehta securities scam.

4. May 17, 2004: Another Monday. Sensex dropped by 565 points, its third biggest fall ever, to close at 4,505. With the NDA out of power and the Left parties, part of the UPA coalition government, flexing their muscle, the Sensex witnessed its second-biggest intra-day fall of 842 points, twice attracting suspension of trading. At close, however, it regained some of its lost ground.

5. May 15, 2006: The market fell by 463 points to 11,822 points.

6. May 22, 2006: Sensex slumped by 457 points to 10,482.

7. May 19, 2006: Sensex slumped by 453 points to 10,939.

8. April 4, 2000: Sensex slumped by 361 points to 4,691.

9. May 12, 1992: Indian stock markets plunged 334 points to fall to 3,086.

10. May 14, 2004: Sensex lost 330 points to fall to 5,070.

Special Thanxxxx

Hello friends,
i just want to acknowledge my dear friend NIRAV ASMANI as he has help me to update my blog regularly and i hope you people will get more and more possible informations.

Regards,
K-E-Y-U-R----->

Sensex Ki AAG

Would Gabbar, the bear……be back?

Does it make a difference….. ?

We are clearly in a secular long-term market in terms of fundamentals.
If you look t India from a real economy perspective, then you will see
that we fairly insulated from the world markets in term of global flow.
There is tremendous participation from the insurance companies and
domestic mutual funds at these levels.

Even if Gabbar becomes hit and gets hold of the market, its probably not
going to run like Sholay. It will be over quickly. The market doesn't go
up in a straight line, there are ups & downs along the way. It may not
start going back, up right away, but sooner or later it will turn back
upward.

So how do you defeat the Gabbar (Bear Market)?

By investing for the Long Term

Bryan Oslon has righly written "Imagine a cross-country car race that
starts in downtown Manhattan during rush hour. One racer sees bicycle
messengers speeding by in the stop-and-go traffic. Becoming impatient,
he jumps out of his car, trading it for a bicycle. Once out of
Manhattan, as other racers still in their cars pass him, he quickly
realizes his short-term decision was unwise in light of his long-term
goal of winning the race. It may seem rather silly for this racer to
trade in his car for a bike, yet investors do the same thing every day.
They lose sight of the strategy that it will take to get their prize.
Although many investors claim to understand the benefits of long-term
investing, their actions often show a short-term focus".

How so ever menacing the bear market might turn into, Long-term
investment strategy only will triumph over Gabbar.

So stop predicting the arrival of Gabbar, there's still lot of Aag in
the market, which will continue burning.

Happy Investing!

Buy AVT Natural Products

Buy AVT Natural Products for a short term target of 118 and a long term target of 140. Current market price: 92 (as on 28th Sep'07). As markets are at all time highs, if markets correct on monday or the next week, it would be a great time to buy this stock on dips.

AVT Natural Products Ltd (AVT NPL) is a venture promoted by Mr.Ajit Thomas, as a strategic diversification from the traditional plantation business. Operating in line with its corporate signature, they are specialized in the extraction of colours and flavours from natural source.

(News on Sep 29th) - AVT Natural commences Marigold flower processing unit in Heilongjiang Province of North East China. The new plant of Heilongjiang AVT Bio-Products Ltd was dedicated to the globe last week by the Chairman of AVT NPL, Ajit Thomas. AVT NPL manages marigold contract farming operation in Southern India. Marigolds are the primary raw materials for the manufacture of Lutein.

At present, China accounts for 50 per cent share of the world marigold market of an estimated $50 million, while India holds 25 to 30 per cent and the balance by Peru. AVT NPL is the leader in the country with 70 per cent of the market share.

The company also has a strategic alliance with Kemin Foods L.C, USA, which has the patent for Lutein extracted from marigold for using in neutraceuticals. The market for this product is growing at 20 per cent a year and AVT is the sole supplier of the raw material to the US Company.

AVT Natural is the world's largest exporter of Marigold oleoresins.

In Vanilla , they are one of the largest exporters of cured vanilla beans cultivated in their own estates.

Overall looks to be a good and a safe buy at cmp. One can buy this stock and hold it, target of 118 will be achieved 99.99% sure. Just buy and hold.

What is a " Sun Outage " ...?

According to Time Warner, "Each Spring and Fall, cable companies experience a technical phenomenon called 'sun outages.' For a period of about 2 weeks, the sun causes 'solar interference' to all geostationary satellite signals. As the sun's path across the sky gets lower each day, there are times when it is in a direct line behind a communication satellite that is sending signals to a receiving satellite dish here on earth. When the dish antenna is looking into the sun, the interference from the sun overrides the signals from the satellite. This is when a sun outage occurs."

Kinetic bags gearbox order for Tata Motors

The Pune-based Kinetic group has bagged a prestigious order from Tata Motors to supply gearboxes for the latter's proposed Rs 1-lakh small car, a top company official said.

The group's auto components manufacturing arm, Kinetic Engineering Ltd, will also be investing around Rs 40-50 crore to set up a manufacturing facility for these gearboxes in Tata Motors' vendor park at Singur in West Bengal.

Importanat Please Read

DEAR FRIENDS

If you receive a phone call on your mobile from any person, saying
that,they're checking your mobileline, and you have to press # 90
or #09 or any other number.End this call immediately without pressing
anynumbers.

There is a fraud company using a device that once you press #90 or #09
theycan access your 'SIM' card and make calls at your expense. Forward
this message to as many friends as you can, to stop it.

This information has been confirmed by both Motorola and Nokia.

There are over 3 Million mobile phones being infected by this virus in
all around the world now.

You can also check this news in the CNN web site.PLEASE FORWARD THIS
PIECE OF INFORMATION TO ALL YOUR FRIENDS.

GMR Infra to invest Rs 35,000 cr

Infrastructure major GMR Group, which has undergone organisational
restructuring, is likely to invest Rs 35,000 crore in the next five
years for expanding in various sectors such as airports and power at
home and abroad.

"Our advisors have been working with us to chart out future plans for
us in areas such as power, airports and special economic zones. We
have already formulated a strategy, which will see us expanding both
in India and overseas," GMR Group Chairman G M Rao said.

Asked if the group had planned an investment of about Rs 35,000 crore
in various areas, Rao declined to dabble into numbers. He, however,
said the group was actively pursuing all possible opportunities in
India and abroad.

EIH plans Rs 4,500 crore expansion

The Oberoi Group, which owns or manages the Oberoi Hotels and Resorts
and Trident Hilton brands, plans to invest Rs 4,500 crore to increase
its room capacity in the super-premium segment by over 60 per cent
over the next five years.

The group has a room capacity of 4,100 and it intends to increase this
to 6,800, through new hotels in India and abroad.

The company would generate up to Rs 1,000 crore internally for this
expansion, said P R S Oberoi, chairman, East India Hotels (EIH), the
flagship company of the Oberoi Group, at an interactive session after
the 57th annual general meeting today. The other Rs 3,500 crore would
be raised through debt and equity.

Book Building in Detail

a. How does Book Building work? The logic:

Book building is a process of price discovery. Hence, the Red Herring prospectus does not contain a price. Instead, the red herring prospectus contains either the floor price of the securities offered through it or a price band along with the range within which the bids can move. The applicants bid for the shares quoting the price and the quantity that they would like to bid at. Only the retail investors have the option of bidding at ‘cut-off’. After the bidding process is complete, the ‘cut-off’ price is arrived at on the lines of Dutch auction. The basis of Allotment (Refer Q. 15.j) is then finalized and letters allotment/refund is undertaken. The final prospectus with all the details including the final issue price and the issue size is filed with ROC, thus completing the issue process.

b. What is a price band?

The red herring prospectus may contain either the floor price for the securities or a price band within which the investors can bid. The spread between the floor and the cap of the price band shall not be more than 20%. In other words, it means that the cap should not be more than 120% of the floor price. The price band can have a revision and such a revision in the price band shall be widely disseminated by informing the stock exchanges, by issuing press release and also indicating the change on the relevant website and the terminals of the syndicate members. In case the price band is revised, the bidding period shall be extended for a further period of three days, subject to the total bidding period not exceeding thirteen days.

c. Who decides the price band?

It may be understood that the regulatory mechanism does not play a role in setting the price for issues. It is up to the company to decide on the price or the price band, in consultation with Merchant Bankers. The basis of issue price is disclosed in the offer document. The issuer is required to disclose in detail about the qualitative and quantitative factors justifying the issue price.

d. What is firm allotment?

A company making an issue to public can reserve some shares on “allotment on firm basis” for some categories as specified in DIP guidelines. Allotment on firm basis indicates that allotment to the investor is on firm basis. DIP guidelines provide for maximum % of shares which can be reserved on firm basis. The shares to be allotted on “firm allotment category” can be issued at a price different from the price at which the net offer to the public is made provided that the price at which the security is being offered to the applicants in firm allotment category is higher than the price at which securities are offered to public.

e. What is reservation on competitive basis?

Reservation on Competitive Basis is when allotment of shares is made in proportion to the shares applied for by the concerned reserved categories. Reservation on competitive basis can be made in a public issue to the Employees of the company, Shareholders of the promoting companies in the case of a new company and shareholders of group companies in the case of an existing company, Indian Mutual Funds, Foreign Institutional Investors (including non resident Indians and overseas corporate bodies), Indian and Multilateral development Institutions and Scheduled Banks.

f. Is there any preference while doing the allotment?

No, there cannot be any discretion in the allotment process. Prior to the SEBI Circular on DIP Guidelines dated September 19, 2005, the allotment to the Qualified Institutional Buyers (QIBs) was on a discretionary basis. This however has been amended and all allottees are allotted shares on a proportionate basis within their respective categories.

g. Who is eligible for reservation and how much? (QIBs, NIIs, etc.,)

In a book built issue allocation to Retail Individual Investors (RIIs), Non Institutional Investors (NIIs) and Qualified Institutional Buyers (QIBs) is in the ratio of 35:15: 50 respectively. In case the book built issues are made pursuant to the requirement of mandatory allocation of 60% to QIBs in terms of Rule 19(2)(b) of SCRR, the respective figures are 30% for RIIs and 10% for NIIs. This is a transitory provision pending harmonization of the QIB allocation in terms of the aforesaid Rule with that specified in the guidelines.

h. How is the Retail Investor defined as?

‘Retail individual investor’ means an investor who applies or bids for securities of or for a value of not more than Rs.1,00,000.

i. Can a retail investor also bid in a book-built issue?

Yes. He can bid in a book-built issue for a value not more than Rs.1,00,000. Any bid made in excess of this will be considered in the HNI category.

j. Is there anything like “online bidding”?

A company proposing to issue capital to public through the on-line system of the stock exchange for offer of securities can do so if it complies with the requirements under Chapter 11A of DIP Guidelines. The appointment of various intermediaries by the issuer includes a prerequisite that such members/registrars have the required facilities to accommodate such an online issue process. An investor may place his bids through the online terminals offered by some of the brokers.

What is this subprime effect?

If you are the kind who follows the business press and news channels very closely, then chances are that, in the last one week, you would have heard stock market experts blaming US subprime defaults for the fall in the Indian markets.

Welcome to the world of globalisation, where when America sneezes, India catches cold. But what on earth is this subprime crisis?

It all starts with an entrepreneur who finds a demand-supply gap between people who want to buy a house and people who have the money to lend.

These people who want to buy a house do not have a good credit rating, i.e., their probability of defaulting on the loan repayment is very high.

So, if anybody wants to lend money to them, it will have to be at a significantly higher interest rate (sub-prime rates is the jargon for it). This is because the entrepreneur lending the money is taking a higher risk, and hence, needs to be compensated through higher returns.

The entrepreneur takes a loan from a bank/ investment bank at low interest rate (as he has a good credit rating, he can raise money at competitive rates) and lends out that money to many people at a higher interest rate.

This ensures that he gets a higher return than what he pays on the loan. At the same time, by giving out loans to many people, he has ensured that a few defaults on repayments do not have a huge impact. (This part is depicted by the fluorescent green arrows in the chart)

Another key feature of these loans is refinancing. The loans are such, that in the first 2-3 years, the interest rates are very low and then they become variable (which means they will become volatile and can go up significantly) for the remaining term, usually 27-28 years as the loans are generally for 30 years.

When real-estate markets are booming, refinancing is not a big problem. Every two years, the borrower gets to refinance his loan, thereby his cost of loan never really goes up.

The entrepreneur, on his part, securitises the loan by issuing mortgage-backed securities (MBS) i.e., he divides his loan into marketable financial securities and sells them to investors. The investors are promised a certain rate of interest on these securities.

The money collected by securitising the loans is used by the entrepreneur to repay the bank/ investment bank. (This part is depicted by the dark green arrows in the chart)
The coupon (interest) payments and the repayment of principal for the investors of the MBS are met by the installments, which the home loan borrower pays every month. (This part is depicted by the red arrows in the chart)

As interest rates start climbing, the impact will be felt on the real-estate market with prices flattening/climbing down. A double whammy will hit the home-loan borrowers as rates start climbing. They were not in a position to pay higher installments and when they went to refinance their loans, as they had been doing earlier, it was not possible this time around as nobody wanted to refinance when real-estate prices were falling. This lead to defaults by the borrowers (remember - their credit quality was always very poor).

As the borrowers default, the repayments from the borrowers, which were used to meet the interest obligations of the securitised paper, also stops. This lead the investors to bang the doors of the entrepreneur who had issued the security. What could the entrepreneur do? He would file for bankruptcy under Chapter 11 (The red arrows get broken).

Now, what happens to the investors?
In case of institutional funds, all their investments would turn. Any fund with global exposure has percentage allocations to various parts of the world. So, in case the US exposure turns bad, the fund will have to pull out of all markets for keeping the percentage allocation in line with the stated objective, and also for meeting possible redemptions.

IKB, a German bank, has already said that it had invested in such papers and has issued a profit warning. In fact, the issue is snowballing into a larger one, with German investors worried about other banks having similar exposure as well. Meanwhile, German banks have come together to bail out the bank even as the IKB chief executive has stepped down.

Now, if this is not all, there starts a negative spiral. As prices flatten, defaults increase as no refinancing is available. As defaults increase, lending rates increase as lending is now done in a stricter manner. As lending slows, the flow of money to the sector stops even more, so prices decline still further and thus starts a cascading effect.

Now, the debate is on whether this crisis will have an impact on the US economy as a whole or will the economy be insulated from this crisis? In case this virus affects the economy, one can forget support levels for our markets…and yes, you never catch a falling knife, so the best step would be to stay away from the markets. Once the storm has subsided, you can find pearls at throwaway prices!

Rings for your beloved one !!!

Kareena Kapoor

Kareena Kapoor

(Everything about Kareena Kapoor)

Full Name:
Kareena Kapoor

Profession
Actress

Hair
Brown

Height
5'5"

Birth Date
September 21, 1980

Education
Currently doing Law

Nickname
Bebo

Father
Randhir Kapoor

Mother
Babita Kapoor

Sister
Karishma Kapoor

Grandpa
Raj Kapoor

Grandma
Krishna

Star Sign
Virgo

Status
Single

Favorite Films
Awaara, Sangam,Bobby, Kal Aaj Aur Kal.

Favorite Car
Mitsubishi Lancer

Favorite Book
Master Of the Game' by Sidney Sheldon

Favorite Food
Chinese, Italian and Thai

Favorite Hotel
Golden Dragon, Olive and Thai Pavilion

Favourite Holiday Spot
Goa and London

Favorite Actor
Raj Kapoor

Favorite Actress
Nargis, of course, after Babita

Favorite Co-Stars
Shah Rukh Khan, Hrithik Roshan, and Abhishek Bachchan

Favorite Attire
Jeans and T-shirt (casuals) and ethnic Indian wear when it comes to formals

Favorite Color
Black and Red

Favorite Song
"Rahe na rahe hum mehaka karenge..."

Favorite Sport
Swimming

Favorite Accessory
Bracelets

Favourite Jewel
Diamonds

Favorite Perfume
Dune

Favorite Hobby
Horse-riding and cooking

Favourite Designer
Gianni Versace

Leisure Activities
Reading, swimming, eating and making friends

First Crush
My 4th std. Desk partner while i was in School

Strengths
My mom & sister

Weakeness
My sister and food

My Motto
Life is full of tears and joy,so make the most of it-Believe in true love

I Hate
Liars and Hypocrites

I Love
Frankness and Honesty

Going to Propose a Girl ?

Here are the top most reply of a girl, when you propose her...


1) Nahi........ ......... ???

2) Chiiiii..... Kitne gande vichar hain tumhare..... ..

3) Maine tumhe sirf ek acche dost ki nazar se dekha hai ....

4) Mera pehle se ek boyfrnd hai....

5) Main in baton pe vishwas nahi karti, apne padhai pe dhyaan lagao...

6) tum abhi tak mujhe jaante kahan ho ?Yeh shayad infatuation hai....

7) Tumhara bank balance kitna hai…??

8) Magar last year to Maine tumhe raakhi baandhi thi ..hai naa..bhaiyya. .??

9) Mein abhi is relation ke liye mentally prepared nahi hoo....

10) Mein apne dady se pooch ke tumhe kaal answer karu…??

11) Itni is baat kehne ke liye itni der lagaa di??

12) Ye donon ke dil me hai na, to phir kya kehna!!

13) Sorry

14) "……Apna chehra kabhi aayine me dekha hai….. L…………………………… "

15) "Main toh tumhe apna Bhai maanati hu"

16) "Yes .. I too like you … (but hope you don't cheat on me ) " …

17) Phele kyon nahi bataya AB tum late ho gaye ..

18) Tum agar pehle mile hote to sochti.

19) Tumhari himmat kaise hui mere baare mein aisa sochne ki… (probably followed by a slap)

20) Girl: mujhe sochna ka wakt do…

Guy: kitna wakt???(with hope)

Girl: saat janam

21) Mai ek shaadi shuda ladki hu ;-)

22) Mein tumhare chotte bhai se pyaar karti hoon…

23) Now that's a real tragedy….

Girl: Hee hee ……hee hee hee…..hee ….hee……hee……

Hee hee ……hee hee hee…..hee ….hee……hee……

24) Boy: I love U!

Gal: I don't think ABT all this before marriage.

25) Keep loving I don't care.

26) Tum mere liye kya kar sakte ho…

27) Kaun as number hai mera tumhare proposals ki history mein. Ha ha ha ha….

28) tumhe is nazar se kabhi dekha nahi

29) tumhare barre mein kabhi aisa socha nahi

30) mummy se pooch kar bataungi

31) mere bhaiyya se baat kar lo , who hi tumhe samajhayenge

32) Knyo, Tina NE "No" bola?

33) Lekin tum to Mina ke piche pade the, Kya usne thappad mara?

34) Kitne time ke liye -???

35) Worst one-- Jo bhi bolna hai jaldi bolo mera beta school se aata hoga..

36) Thanks. I love you, too.

37) Boy :- Sonya, I love U…..


Gal :- Sorry , Next 3 Months tak Waiting List chal rahi hai….

38) "What?"

39) "Let's just stay away from this"

40) My friend in college got one classic reply … "I THINK I'M ENGAGED"

41) "I think, I will have better options in future ..."

42)Mujhe tumse is baare mein koi baat nahi karni, then she starts ignoring, phir bhi nahi sudhare then she threatens via some common friends.

43) My Boy friend is very short Tempered. Beware of it.

44) like you as a friend but I never thought about us like this…cant we be just good friends for ever

45) Actually my younger sis likes you a lot. ..

46) My mummy does not like your family (if the family knows each other.) ..

47) "Why me?..Tumne mere meih essa kya dekha?..."she wants you to list down all the Good qualities that you even might have not seen in her. ...

48) SLAP !! ACTIONS SPEAK LOUDER THAN WORDS....it is said ..

49)hehe I didn't expect that from you....

50)nice joke ...

51)tum ladke kuchh or nahi soch sakte jaha ladki dekhi fisal gaye.....

52)achha tum bhi meine socha sirf harsh,nikhil, ravi, etc etc ko hi mujhme interest hai ..... And then walks on.......... ...

53)tumhe to purpose karna bhi nahi aata.... Peheli bari hai kya?? Koi baat nahi mein batati Hun ???...

Ek Gareeb Parivaaar ki Kahani

1 rich girl ko school mei Gareeb parivaar pe essay likhne ko kaha gaya.

Essay mei girl ne likha----


" Ek gareeb parivaar tha.

Pita gareeb tha,

Mata gareeb thi,

aur bachche bhi gareeb the,

parivaar mei 4 nauker the,

woh bhi gareeb the.......

Car bhi tutti hui Merc....dz.. ..thi.... ..

Unka gareeb driver bachcho ko

tutti hui car mei hee school chodta tha.

Bachcho ke pass mobile bhi purane the.....

Mali aur cook bhi gareeb the.....


Matlab pura parivar gareeb tha "

Reliance to invest $10 bn in Egypt

The Egyptian government said on Thursday that the Indian industrial group Reliance will invest $10 billion in the oil refining, petrochemicals and plastics industries in Egypt.

The state news agency MENA said Egyptian Prime Minister Ahmed Nazif announced the decision by the Indian company after meeting Reliance executives in the port city of Alexandria.

Nazif's spokesman, Magdy Rady, said the investments by Reliance would include $1 billion to build an oil refinery and $7 billion in petrochemicals, MENA added. It gave no further details of the projects.

The Egyptian government estimates Indian investments in Egypt are worth $320 million. Reliance Petroleum Limited, a subsidiary of Reliance group, has been importing and marketing Egyptian crude oil since 2001.

काफ़ी विथ बेबो

Yamaha Bikes

यामाहा

Buy This Stock with Horizon of Two Years for Solid Returns

A roster of blue-chip clients and focus on Europe where growth prospects for telecom services are strong, make the company's stock a good investment option.

Investors can buy the Tech Mahindra stock with a two-year horizon considering the healthy growth prospects for its service offerings in Europe, its blue-chip clientele and status as an integrated telecom software player. The stock was marked down significantly during the recent meltdown in mid-tier IT stocks; investors can use this opportunity to buy.

The stock trades at 23 times its current year's earnings and is at a discount to other telecom software companies such as Sasken, as well as larger IT companies such as HCL Technologies and Wipro, making it a reasonable investment option.

Tech Mahindra broadly caters to three sets of clientele — telecom service providers (TSP), telecom equipment manufacturers (TEM) and independent software vendors (ISV). Its IT services offerings include application development and maintenance, system integration, product engineering, managed platforms and services, consulting, testing and BPO services, among others.

Crazy !!!!

Crazy Hair Styles

Interview with lovely "Hansika Motwani"

I've always been a Himesh fan: Hansika Motwani

Just 16 years old and Hannsikaa Motwani is already a leading lady in Bollywood. Going by her performance in Aap Ka Suroor – The Real Love Story, the teenager comes across as a mature young lady raring to give other actresses a run for their money. Here's her take on how her career is shaping up. Q. How was your experience on the sets of Aap Ka Suroor? A. It was wonderful. We shot most of the film in Germany. The only thing that bothered me was the cold. Q. How was it working opposite Himesh Reshammiya? A. Wonderful again. I felt comfortable shooting with him. Q. Do you like Himesh with the cap on or without it? A. Well…, I would say he looks good both ways. Q. Would you rate Himesh a better actor or singer? A. I have always been a fan of his singing. Now he has proved that he is a good actor too. Q. You were already doing well in your career. Why did you approach a numerologist and change the spelling of you name? A. Himesh advised me to change my name's spelling from Hansika to Hannsikaa. He has said that my career graph would climb better than the way it has till now. And you can see that my debut as a heroine has made an impact. I am flooded with offers. Himesh himself is a good astrologer and numerologist. Q. You have acted in lot of serials in the past. Would we ever see Hannsikaa back on television again? A. I have loved acting in both media -- television and cinema. I can't tell you about the future but as of now, I would be concentrating only on films. Q. What are the things you look for before signing a film? A. Of course, that my role be central in the film. As for Aap Ka Suroor, I was sure that Himesh would definitely make a good film. Q. You have been lucky to have worked both in the south, as well as in Bollywood. It's said that the southern industry is much more organized. Your take on that.. A. No doubt, the southern industry is much more organized. But I am comfortable working in Bollywood. It feels near to home and my own people. My mom has always helped me lead a disciplined life so I always make sure that I fulfill my commitments on time. Even our Aap Ka Suroor team was very organized and we completed the film in three-four months. Q. Child artistes are fairing well in the box office when they grow up. Kunal Khemu and now you are good examples. Does being a child artiste work in one's favour? A. Yeah, it does help as you are not new to facing the camera. But even then you have to prove your talent as an actor. Q. What according to you is good cinema? A. I am very small to judge cinema. I am still on the learning curve. Q. What are the other projects you are working on? A. Plenty of them are coming up. But it would be too early for me to speak about them. Let them be surprises for the audiences.

GEETA SAAR

Truth of Summer Project

Funky T-Shirts

Funky T-Shirts

Honda Monpal

Honda Monpal ML200 Scooter

SWAMI VIVEKANANDA

SWAMI VIVEKANANDA

Sony CyberShot DSC-H2

Sony CyberShot DSC-H2 + Mervärdespaket 3

---

Max resolution	2816 x 2112
Low resolution	2048 x 1536, 1280 x 960, 640 x 480
Image ratio w:h	4:3, 3:2
Effective pixels	6.0 million
Sensor photo detectors	6.2 million
Sensor size	1/2.5"
Sensor type	CCD
Colour filter array	RGB
ISO rating	Auto, 80, 100, 200, 400, 800, 1000
Zoom wide (W)	36 mm
Zoom tele (T)	432 mm (12 x)
Digital zoom	Yes, 2x
Image stabilization	Yes, Lens
Auto Focus	Yes
Manual Focus	Yes, 5 presets
Auto focus type	Multi-point 3 area (selectable)
Macro focus range	2 cm
White balance override	5 positions
Aperture range	F2.8 - F3.7
Min shutter	30 sec
Max shutter	1/1000 sec
Built-in Flash	Yes, pop-up
Flash guide no.
External flash	No
Flash modes	Auto, On, Off, Red-eye reduction, Slow sync
Exposure compensation	-2 EV to +2 EV in 1/3 EV steps
Metering	Multi-Segment, Center-weighted, Spot
Aperture priority	Yes
Shutter priority	Yes
Lens thread	Yes
Movie Clips	Yes, MPEG VX (VGA, 8/16/30 fps, unlimited) with audio)
Remote control	No
Tripod mount	Yes
Self-timer	10 sec
Time-lapse recording	No
Orientation sensor	No
Storage types	Memory Stick Duo / Pro Duo + Internal
Storage included	32 MB Internal
Uncompressed format	No
Compressed format	JPEG (EXIF 2.2)
Viewfinder	EVF
LCD	2.0"
Video out	Yes
USB	Yes, 2.0
Firewire (IEEE 1394)	No
Battery/Charger	Yes
Battery	AA (2) batteries
Weight (inc. batteries)	490 g
Dimensions	108 x 81 x 92 mm

Cool Modified Pulsar

Yash Raj Films enters into an agreement with Walt Disney

Yash Raj Films (YRF) has entered into an agreement with The Walt Disney Studios, world-renowned leaders in family entertainment, to exclusively create a series of original computer-animated feature films. It was announced today by Yash Chopra, Chairman of YRF, and Dick Cook, Chairman of The Walt Disney Studios. The collaboration marks the first time for both companies to enter a co-production to produce films in India.
Each film under this alliance will be creatively overseen by Aditya Chopra and worked on with an inventive array of leading local talent. The first film to be co-produced in this alliance will be ‘Roadside Romeo’, set to release in 2008. The film will be produced by Aditya Chopra and, written and directed by Jugal Hansraj, and will utilize state-of-the-art computer animation technology done entirely in India. The film will have voices of celebrities like Saif Ali Khan, Kareena Kapoor and Jaaved Jaaferi. Salim – Sulaiman will compose the music while Jaideep Sahni has written the lyrics
Commenting on the announcement, Mr. Chopra said, “When YRF decided to venture into the animation space, we felt that an alliance with Disney Studios, the leader in animation, represented the coming together of not just two organizations, but the teaming up of like-minded individuals committed to creating excellent products. Both companies not only have a common quest for excellence but also the same culture and traditions”.
Mr. Cook said, “Yash Chopra and Aditya Chopra have proven themselves to be true visionaries and leaders in the Indian entertainment industry and have excelled in everything they have done. Animation is a new and rapidly expanding area in India, and the collaboration between Disney and YRF will bring the very best in story-telling and cutting edge technology together as we make wonderful films that appeal to the entire family”.
This landmark announcement by Yash Chopra and Dick Cook is a first in the field of animation. YRF and Walt Disney Studios will work exclusively to co-produce a series of animation films in the Indian language. Both companies will be equal partners in the venture and will contribute creative, technical and financial support to the project.
What is Roadside Romeo about?
A rich, cool, spoilt brat of a dog is abandoned on the wicked streets of Mumbai. He faces situations he has never faced before. He is confronted by dangerous, loony characters, the likes of which he has never met before. From mansions to streets… From five course meals to five courses of scraps…From soft beds to piles of garbage…From champagne to tap water… Hop on to the adventure as Romeo turns into “Roadside Romeo”